For spec builders and flippers who still run every project out of a single spreadsheet — and are starting to feel the cracks at 3+ active builds.
Paste your Excel & Google Sheets export. Our AI maps every line item into a clean TerraLine project — budget, draws, lender-ready PDF. No re-keying.
We've heard the same complaints on BiggerPockets, Reddit, and from our own customers. Here's the short list.
Every project is a new sheet, copy-pasted
Each new build starts as a copy of last build's tab. By project five, you have a sheet with formula errors, broken references, and rows nobody remembers adding.
Lender PDF is a manual print job
Every draw means highlighting the right rows, hiding the wrong ones, exporting to PDF, and praying the lender doesn't ask for something extra.
No history when a vendor disputes
Spreadsheets overwrite. When a sub says 'I billed for that already' you have no audit trail of when which version was what.
1099 season is a nightmare
Aggregating year's payments by vendor across 4 spec sheets, by hand, every January. There's a better way.
Paste your sheet, get a real project
Copy the budget tab, paste at /import, and our AI builds the same project with categories, draws, and audit trail. Takes about 90 seconds per build.
Lender PDF is one click
Pre-funding draw schedule, contingency widget, vendor list — all formatted for hard-money lenders. Email-ready as a real PDF.
Every change is logged
Cost events track Budget → Committed → Actual. When a sub disputes a draw, you have receipts and timestamps.
1099 grouping built in
Vendor payments roll up across every project automatically. In January you export, not aggregate.
A side-by-side, no-marketing-fluff comparison.
| Feature | Excel & Google Sheets | TerraLine |
|---|---|---|
| Setup | Manual copy of last sheet | AI import in 90 seconds |
| Lender PDF | Manual format every draw | One click, lender-ready |
| Audit trail | None — overwrites | Every cost event timestamped |
| Contingency tracking | Math you do in your head | Live widget |
| Multi-project rollup | Switch tabs constantly | Portfolio dashboard |
| Vendor 1099 grouping | January death march | Year-end export |
| Cost | Free (but you pay in time) | $0 free → $39/mo Solo |
| Founding member price | — | $19/mo locked forever (closing soon) |
Three steps. Zero setup calls.
No. Many of our builders still keep a spreadsheet as a sanity-check view. TerraLine becomes the source of truth for lender draws, vendor history, and 1099s — and you can always export back to CSV.
The AI Importer is built for exactly this. It reads however your sheet is structured and maps each row to LAND / SOFT / HARD / CONTINGENCY / FINANCING with a confidence score. You can correct anything before saving.
Yes — import them one at a time at /import. Each becomes its own project. Solo handles 5 active projects, Operator 25, Scale unlimited.
Yes — one active project, 25 cost events / month, one AI import / month, watermarked lender PDF. Enough to import a current build, see the lender PDF, and decide if it's worth $39/mo.
Free, no credit card. Founding-member pricing closes soon.
Import your Excel & Google Sheets budget →