For spec builders, flippers, and owner-builders financing with construction loans — JobTread is built for GCs serving homeowners.
Paste your JobTread export. Our AI maps every line item into a clean TerraLine project — budget, draws, lender-ready PDF. No re-keying.
We've heard the same complaints on BiggerPockets, Reddit, and from our own customers. Here's the short list.
Manual migration is the norm
JobTread's official onboarding involves rebuilding your budget by hand. Builders on forums describe weeks of data entry just to get started — time the small builder doesn't have.
GC-centric workflows
Customer portals, change-order approvals, scheduling — all designed for the GC ↔ homeowner relationship. Spec builders don't have a homeowner. They have a lender.
Pricing assumes you bill clients
JobTread's value prop pivots on client invoicing and selections. Spec builders draw against a construction loan. Different workflow, different software.
No native lender-PDF view
Builders end up exporting to Excel and reformatting to make Kiavi, Lima One, RCN, or their local bank happy. Defeats the point of having software.
AI Importer does the migration for you
Paste your JobTread CSV at /import. Gemini-class AI maps everything to TerraLine's 5 categories in seconds. No manual rebuild.
Construction-loan-native, not GC-native
Every screen is designed around the lender draw cycle: budget → committed → actual → draw request → contingency remaining → 1099 grouping at year-end.
Honest small-builder pricing
$39/mo Solo if you do 1-5 builds, $99/mo Operator if you do 5-25. Free tier good enough to evaluate against a real draw.
Lender PDF is the default export
One click, hard-money-lender-formatted, ready to email. No reformatting in Excel.
A side-by-side, no-marketing-fluff comparison.
| Feature | JobTread | TerraLine |
|---|---|---|
| Migration | Manual rebuild (days) | AI import (90 seconds) |
| Built for | GCs with homeowner clients | Spec builders & flippers with lenders |
| Pricing | Per-user tiered, escalates fast | $39 Solo / $99 Operator / $299 Scale |
| Lender draw view | DIY in spreadsheets | Native, one-click PDF |
| Contingency tracking | Manual line item | Live widget on dashboard |
| 1099 vendor grouping | Reports add-on | Included, year-end ready |
| AI document import | No | Yes — Excel, PDF, CSV, Sheets |
| Founding member price | — | $19/mo locked forever (closing soon) |
Three steps. Zero setup calls.
It's reliable enough to be useful, not magic. Every row gets a confidence score (high / medium / low). You see and correct any low-confidence rows before the project saves. Most builders report >90% high-confidence on standard CSVs.
If your client is the homeowner and you need selections, scheduling, daily logs, and a customer portal — JobTread is probably still the right fit. TerraLine is specifically for the spec-build / flip / construction-loan workflow.
Both come in via the import. Change orders land as cost events against the original line item. Approved budget vs. committed vs. actual is the entire point of the cost-status enum we ship with.
Yes — Solo handles 5 projects, Operator 25, Scale unlimited. Each project has its own budget, draws, and lender PDF. Portfolio-level reporting rolls up to one dashboard.
Free, no credit card. Founding-member pricing closes soon.
Import your JobTread budget →