TerraLine is the construction finance cockpit that shows your loan balance, budget burn, committed costs, and forecast at completion — all on one screen. No more spreadsheets. No more draw-day surprises.
Join 50+ developers on the waitlist. No credit card required.
Built for how developers actually work
Loan balance, equity, total budget, spent, committed, remaining, and forecast at completion — pinned to every screen. No digging for numbers.
Build budgets from your loan structure — not the other way around. Hard costs, soft costs, land, contingency, financing all mapped to your draw schedule.
Model multiple potential projects before committing capital. Compare deal metrics side by side, then flip the switch to activate the winner.
Track inspections, permits, and lender draws on a visual timeline. Attach documents, log receipts, and generate draw packages in minutes.
Build bill-of-materials templates for SFR once. Reuse across projects. Track lead times, vendor quotes, and committed orders in one place.
One-click lender draw packages and tax-ready cost summaries. Categorized, dated, and formatted the way your CPA and lender actually want it.
Simple by design
Enter your loan terms, ARV, and project type. TerraLine scaffolds a budget template with standard SFR line items — LAND, SOFT, HARD, CONTINGENCY, FINANCING. Adjust to match your pro forma.
Flip the project from SANDBOX to ACTIVE when you're funded. Log cost events as they happen — receipts, invoices, draws. The banner updates in real time, always showing your true position.
Export lender draw packages, tax summaries, and final project reports. Every dollar documented. Every decision backed by data.
Stop managing construction finances in spreadsheets.
Get free beta access →Right-sized for the real builder
TerraLine is purpose-built for developers doing 1–20 projects a year — the people who actually need real-time visibility, not a $2,000/month enterprise suite.
Build, sell, and repeat. Track every spec home from dirt to closing with a budget that matches your construction loan draw schedule.
Stop losing track of costs mid-build. Know exactly where you stand against your owner-builder loan at every phase — from foundation to certificate of occupancy.
Manage multiple projects without the overhead of enterprise PM software. Budget tracking, vendor cost events, and milestone draws — all in one workspace.
We're accepting the next 50 developers into early access. Join now — beta spots are limited and include free access plus locked-in founder pricing.
Ready to stop tracking in spreadsheets?
Get early access →